Retirement isn’t what it used to be—especially with people generally living longer and spending more of their lives as retirees. With fewer companies offering pensions, and Social Security facing an uncertain future, the way we fund our retirement is changing, too.

And tax rates? While they may be at historic lows now, there’s no telling where they’ll be in the future and how they’ll impact your retirement income.
So, how can you keep more of the savings you’ve worked a lifetime to enjoy?